Will I Run Out of Money?

If you’re thinking about stopping work, “will I run out of money after I stop work?” will be a likely concern.

Many of my clients have similar concerns.

I’ve put together this guide to illustrate how my client Peter and I worked through various scenarios to ensure he wouldn’t run out of money in later life.

The Covid pandemic made Peter realise that it would be good to step back from his business and enjoy more free time. However, the fear of running out of money had stopped Peter from making any concrete plans until today.

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Welcome to Seasons of Wealth

My name is Parminder Bains, and I own Seasons of Wealth. Next year will be my 25th year in financial services.

Over the years, I’ve worked with hundreds of families, including business owners – giving them clarity on what they really want to achieve with their lives. I’ve helped them gain control by using their wealth to give them much more freedom. Most importantly, I’ve given them back time; time that they can now spend on the important things in life.

My key focus is on business owners – the type of people I have profiled here. My extensive financial services experience, and own experience as a business owner, gives me a deep appreciation of the mindset of people in the same position.

Like them, I’ve made the same emotional and financial investment into running a business I’ve built from scratch.

With deep coaching and holistic financial planning, I can empower you to live a better, happier, more fulfilled life. I hold both Chartered and Certified designations. These demonstrate my extensive skills & experience, as well as my ethical approach to financial planning.

I’m based in Gerrards Cross, Buckinghamshire and I work with clients right across the South East, including London and the Home Counties.

Your Next Step

If this guide has struck a chord with you, and you would like more information about how I can help you, then let’s chat.

Give me a call on 0203 813 8265 and we’ll set up a convenient time for an initial discussion.

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Parminder’s advice has put us firmly in the driver’s seat.

We now have a clear exit strategy from the business which is right for us.

Our lives have been transformed; where we once felt trapped in the business, we now have the freedom to work if we want to.

Charles and Anne, Owners, Travel and tourism business
I feel more confident and in control of my family’s future and my finances now have a purpose.

With a structured financial plan, my dreams and aspirations will become a reality.

Now, if I work long hours, it’s because I want to, not because I have to.

Alan, Wine Bar Owner, City of London
Parminder’s advice has allowed me to retire five years earlier than I thought I could.

This has enabled me and my wife to do all the things that we really want to do.

His advice has given us the confidence and freedom to live our lives the way we want to, without worrying about running out of money

David, Scientific Instruments business owner, Hertfordshire